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Spring 2010 Real Estate Update

By Murray ⋅ March 17, 2010 ⋅ 2 comments

The real estate market in Ontario, Canada has recovered from the recession for a number of reasons and will remain positive through 2010. Canada’s Finance Minister announced tighter mortgage qualification rules for high ratio insured mortgages on February 16 which will make it tougher for some first time buyers to get a home but the impact is not likely to be a large one on the overall market. It appears that the current low mortgage rates are stable for now. We predict interest rates will not rise significantly in 2010 and so a variable rate mortgage (convertible when rates do rise) is still a good idea. With a low inventory of properties on the market sellers now have the advantage and prices are rising especially in popular neighbourhoods. Buyers need to think ahead and avoid overpaying. Consider whether you will be able to afford a mortgage renewal if rates go up. Look at oil prices (if high the Canadian dollar will rise) and look to the US dollar for key signals on interest rates. The higher the Canadian dollar is in comparison to the US dollar the more likely Canadian interest rates will stay low. We provide personalized real estate legal services and advice at a reasonable price. We have a special plan to save you money for closings after the HST comes into effect if you bring us your transaction before April 1, 2010.

Ontario Arbitrator Training Course

By Murray ⋅ November 23, 2009 ⋅ One comment

Murray Miskin has been the principal trainer of non-labour arbitrators in Ontario Canada since 1985. He teaches a 40 hour course certified by the ADR Institute of Ontario which has been the standard for qualification of arbitrators in this province. The course is usually taught with week night evening classes in Toronto. The last [...]